Check out our charts below
to see which account works best for you!

FEE SCHEDULE

Personal Checking Accounts

ProductRegular CheckingSenior CheckingStudent CheckingNow Account
Monthly Service Fee$7 No FeeNo Fee$10
Daily/Monthly Requirement to Avoid FeeMaintain $500 BalanceNo RequirementNo RequirementMaintain $1,000  Balance
Interest EarnedNoNoNoYes
Early Closing Fee (Account Closed within 60 days)$10 $10 $10 $10 – No interest earned if account is closed within the first month of being open
Additional RequirementsNoneMust be 60 years of age or olderAnnual proof of enrollment.None
*All come with Unlimited Check Writing, Free Debit Card, Free Online Banking, and The Option of E-Statements

*Call (251)575-4555 for interest rates on Now Account

 

Business Checking Accounts

Minimum Opening Balance: $100

Monthly Fees:

  • $10 if account balance falls below $1000, $8 if above
  • $.08 per ledger transaction and per item deposited not drawn on Peoples Exchange Bank
  • $.20 Credit Back per hundred for lowest balance

 

Savings Accounts

ProductSavingsMoney MarketCertificate of Deposit
Monthly Service Fee$3 $10 None
Daily/Monthly Requirement to Avoid FeeMaintain $100 BalanceMaintain $1000 BalanceNone
Interest EarnedYes, if $100 balance requirement is metYes, if $1000 balance requirement is metYes
Withdrawal/ Transfer Limits2  withdrawals, $5 for each additional6 withdrawals, $.25 for each additional1 @ Maturity
Early Closing Fee (Account Closed within 60 days)$10 $10 – No interest earned if account is closed within the first month of being openPenalty Calculated at Early Withdrawal.
*Call (251) 575-4555 for interest rates

 

Safe Deposit Box Fees

 Box SizeAnnual Rent
3” x 5”$14
5” x 5”$20
3” x 10”$25
5” x 10”$40
  • Auto debit from checking or savings account is required.
  • Drilling of Safe Deposit Box- Customer pays cost of drilling

Cashier Checks

$5.00 each

 

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