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Fee Schedule

Check out our charts below to see which account works best for you!

Personal Checking Accounts

ProductRegular Checking

Senior Checking

Student CheckingNow Account
Monthly Service Fee

$7

No Fee

No Fee

$10

Daily/Monthly Requirement to Avoid Fee

Maintain $500 Balance

No Requirement

No Requirement

Maintain $1,000  Balance

Interest Earned

No

No

No

Yes

Early Closing Fee (Account Closed within 60 days)

$10

$10

$10

$10 – No interest earned if account is closed within the first month of being open

Additional Requirements

None

Must be 60 years of age or older

Annual proof of enrollment.

None

*All come with Unlimited Check Writing, Free Debit Card, Free Online Banking, and The Option of E-Statements

*Call (251)575-4555 for interest rates on Now Account

Business Checking Accounts

Minimum Opening Balance: $100

Monthly Fees:

  • $10 if account balance falls below $1000, $8 if above
  • $.08 per ledger transaction and per item deposited not drawn on Peoples Exchange Bank
  • $.20 Credit Back per hundred for lowest balance

Savings Accounts

ProductSavings

Money Market

Certificate of Deposit
Monthly Service Fee

$3

$10

None

Daily/Monthly Requirement to Avoid Fee

Maintain $100 Balance

Maintain $1000 Balance None
Interest Earned Yes, if $100 balance requirement is met Yes, if $1000 balance requirement is met Yes

Withdrawal/ Transfer Limits

2  withdrawals, $5 for each additional

6 withdrawals, $.25 for each additional

1 @ Maturity

Early Closing Fee (Account Closed within 60 days)

$10

$10 – No interest earned if account is closed within the first month of being open

Penalty Calculated at Early Withdrawal.

*Call (251) 575-4555 for interest rates

Safe Deposit Box Fees

 Box SizeAnnual Rent
3” x 5” $14
5” x 5” $20
3” x 10” $25
5” x 10” $40
  • Auto debit from checking or savings account is required.
  • Drilling of Safe Deposit Box- Customer pays cost of drilling

Cashier Checks

$5.00 each

Questions

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