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Fee Schedule

Check out our charts below to see which account works best for you!

Personal Checking Accounts

ProductRegular Checking

Senior Checking

Student CheckingNow Account
Monthly Service Fee

$7

No Fee

No Fee

$10

Daily/Monthly Requirement to Avoid Fee

Maintain $500 Daily Balance

No Requirement

No Requirement

Maintain $1,000 Monthly Balance

Interest Earned

No

No

No

Yes

Early Closing Fee (Account Closed within 60 days)

$10

$10

$10

$10 – No interest earned if account is closed within the first month of being open

Additional Requirements

None

Must be 60 years of age or older

Must be between the ages of 19-25 / proof of enrollment each year

None

*All come with Unlimited Check Writing, Free Debit Card, Free Online Banking, and The Option of E-Statements

*Call (251)575-4555 for interest rates on Now Account

Business Checking Accounts

Minimum Opening Balance: $100

Monthly Fees:

  • $10 if account balance falls below $1000, $8 if above
  • $.08 per ledger transaction and per item deposited not drawn on Peoples Exchange Bank
  • $.20 Credit Back per hundred for lowest balance

Savings Accounts

ProductSavings

Money Market

Certificate of Deposit
Monthly Service Fee

$3

$10

None

Daily/Monthly Requirement to Avoid Fee Maintain $100 Monthly Balance Maintain $100 Monthly Balance None
Interest Earned Yes, if $100 balance requirement is met Yes Yes

Withdrawal/ Transfer Limits

Updating

Updating

1 @ Maturity

Early Closing Fee (Account Closed within 60 days)

$10

$10 – No interest earned if account is closed within the first month of being open

Penalty Calculated at Early Withdrawal.

*Call (251) 575-4555 for interest rates

Safe Deposit Box Fees

 Box SizeAnnual Rent
3” x 5” $14
5” x 5” $20
3” x 10” $25
5” x 10” $40
  • Auto debit from checking or savings account is required.
  • Drilling of Safe Deposit Box- Customer pays cost of drilling

Cashier Checks

$5.00 each

Questions

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